Bankers Covering The Float

It does not matter how “well healed” your customer is – if they don’t get paid your credit file gets criticized; and the Bank becomes their financial partner.  

As we are all aware, all loans start out as good loans. However, if a credit can go bad in a hurry; it is oftentimes a revolving debt. 

Just comparing the relative safety generated from non-interest income, combined with the coverage of SBA lending, and collateral within real estate and auto financing, a working capital ABL line is risky.

Of course - Your commercial demand accounts are necessary – however we can satisfy the ABL revolving demand of your customers    and reduce your risk as you keep their accounts.  

I’m Mike Johnston with US Invoice Funding.  We are a factoring company with a different twist – we mentor our clients while maintaining account transparency with the Bank.  

Often our applicants come to us with an unworkable debt service schedule coupled with a delinquent Accounts Payable report.  By restructuring the debt we can develop a profit margin that retires the seasoned AP.

If your commercial customer is experiencing financial stress give us a chance – let us help them while you keep their account.

Mike Johnston  – look forward to hearing from you.

Watch the corresponding video, now on YouTube!